Filing for a chapter 7 or chapter 13 bankruptcy eliminates your liability for an auto loan once the debt has been discharged. If you want to retain the vehicle, however, you can do so by signing a reaffirmation agreement with the lender. It's important you thoroughly weigh the pros and cons of this option, because the reaffirmation agreement allows the lender to pursue you for its losses if you can't keep up with the payments and the vehicle is repossessed.
Although our society is still firmly entrenched in the Age of Technology, the focus isn't on computers and other electronic gadgets and devices anymore—it's on robotics. It's probable that our lives will change in ways that seem to be straight out of a science fiction novel in coming years. Robots are performing surgery, changing shape, composing music, and fighting fires, among many other things. Here are just five ways that robots are already changing our lives: